I have learned that money is not fun for most people because most people do not realize that you have to understand it and if you are negative about money, or are consumed by it, you are never going to have a lot of it. Your financial plans are never going to succeed.

And it does not matter if you make $20,000 per year or $100,000. The principal still applies.

What about you? Do you want money to be fun? Then understand it, do not be consumed by it, and become its master, not the other way around.

Until next time .....

David Kimball

It is gone. Oh no, call the police. Somebody stole the Quick Tip. OK, not really but this was in my head and thought I would put it down :-).

Now, the real reason is I would like YOUR money saving tip to be here. What are some ways you save money that would benefit others?

Simply hit the reply button and let me know. It can be printed anonymously or with your name. And if you have a website, I will put that in also.

So, get in your money saving tip today, folks.

Thank you.

Digging Deeper

Ah, the day to day grind of living on a budget. It does not have to be, you know. A grind that is.

Your personal spending plan is a boundary to ensure financial freedom and protection. Huh? Boundaries allows freedom and protection? Absolutely! A child's physical boundary at home is the property line. He many not cross the sidewalk to the street. He has the freedom to run around as he pleases up to the the property boundary line. If he crosses that line, he will run into the street, get hit by a car and end up in the hospital. Goodbye freedom.

We obey laws to ensure we live in a free country, protected from our enemies. Now, allow me an attempt to reach far back to our topic at hand and completely state my premise: Living on a budget allows you the freedom to spend what you have, but no more. Protection and freedom. Cross that line and you will need help in reducing credit card debt.

Continue reading ...

A Little Perspective

I have enough money to last me the rest of my life, unless I buy something. Jackie Mason

Go to the ant, thou sluggard; consider her ways, and be wise: which having no guide, overseer, or ruler, provideth her meat in the summer, and gathereth her food in the harvest. Proverbs 6:6-8

Ebooks and Podcasts as well as back issues of this newsletter. Let me know if you have forgotten the password that was sent in your welcome email.

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Personal Financial Coaching

It is my passion to help families prioritize now to make sure that one parent can stay at home. If diligent, you can be debt-free in 36 months or less without buying insurance, investments or magic software. This is advice you can trust because I do not sell any of these things.