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   <title>The Household Budget Newsroom Blog</title>
   <link>http://www.household-budget-made-easy.com/household-budget-blog.html</link>
   <description>With the Household Budget Newsroom Blog, you will be updated to the happenings around here, learning to achieve financial freedom with my step by step, encouraging articles on money management.</description>
   <language>en-us</language>
   <category domain = "http://www.household-budget-made-easy.com/household-budget-blog.html#">household budget</category>
   <pubDate>Wed, 28 Jul 2010 21:32:39 GMT</pubDate>
   <lastBuildDate>Wed, 28 Jul 2010 21:32:39 GMT</lastBuildDate>
   <copyright>household-budget-made-easy.com</copyright>
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    <title>Jul 28, Tips on Budgeting, Creative Ways to Save Money</title>
    <link>http://www.household-budget-made-easy.com/tips-on-budgeting.html</link>
    <description>Free tips on budgeting and exclusive access to some incredible resources to help you achieve financial freedom.</description>
    <pubDate>Wed, 28 Jul 2010 21:32:37 GMT</pubDate>
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    <title>Jul 21,  Setting Up a Budget For Amazing Family Financial Planning Results</title>
    <link>http://www.household-budget-made-easy.com/setting-up-a-budget-for-family-financial-planning.html</link>
    <description>When setting up a budget for family financial planning, get a handle on your spending habits or just become better with your finances overall, you begin to take that much needed path to real financ</description>
    <pubDate>Wed, 21 Jul 2010 22:16:33 GMT</pubDate>
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    <title>Jul 21, 50th Birthday Party Ideas, 5 Creative Ways to Save Money</title>
    <link>http://www.household-budget-made-easy.com/50th-birthday-party-ideas.html</link>
    <description>Great 50th birthday party ideas using these 5 creative ways to save money.</description>
    <pubDate>Wed, 21 Jul 2010 20:55:24 GMT</pubDate>
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    <title>Jul 11, Saving Money Tips, How To Improve Your Household Budget</title>
    <link>http://www.household-budget-made-easy.com/saving-money-tips.html</link>
    <description>These four saving money tips you are about to receive, if acted upon, will reward you with an effective way to improve your household budget system to save money for when it is truly needed.</description>
    <pubDate>Sun, 11 Jul 2010 01:53:33 GMT</pubDate>
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    <title>Jul 2, Making a Budget</title>
    <link>http://www.household-budget-made-easy.com/making-a-budget-work.html</link>
    <description>Amazingly Easy Solution to Making a Budget Work</description>
    <pubDate>Fri, 02 Jul 2010 21:55:13 GMT</pubDate>
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    <title>Jun 21, Family Financial Planning Software:  Removing Obstacles to Money Saving Ideas an</title>
    <link>http://www.household-budget-made-easy.com/family-financial-planning-software.html</link>
    <description>Using family financial planning software for reforming your finances is one of many budgeting tools available for saving money and living debt free.</description>
    <pubDate>Mon, 21 Jun 2010 22:18:43 GMT</pubDate>
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    <title>Jun 20, A Household Budget Made Easy Mention</title>
    <link>http://www.household-budget-made-easy.com/household-budget-blog.html#A-Household-Budget-Made-Easy-Mention</link>
    <description>&lt;a href=&quot;http://www.family-business-experts.com&quot; target=&quot;_blank&quot;&gt;Family Business Experts&lt;/a&gt; has my &lt;a href=&quot;http://www.family-business-experts.com/household-budget-made-easy.html&quot; target=&quot;_blank&quot;&gt;Household Budget&lt;/a&gt; blurb on their site. :-).</description>
    <pubDate>Sun, 20 Jun 2010 04:07:51 GMT</pubDate>
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    <title>Jun 18, Credit Card Debt Solutions Problem Solved</title>
    <link>http://www.household-budget-made-easy.com/credit-card-debt-solutions.html</link>
    <description> Top credit card debt solutions to help you remove the burden.</description>
    <pubDate>Fri, 18 Jun 2010 17:36:13 GMT</pubDate>
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    <title>Jun 17, Budgeting Tools, Money Saving Techniques</title>
    <link>http://www.household-budget-made-easy.com/budgeting-tools.html</link>
    <description>Gain access to some great budgeting tools to help you achieve financial freedom.</description>
    <pubDate>Thu, 17 Jun 2010 03:06:08 GMT</pubDate>
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    <title>Jun 15, Free Family Budgeting Tools</title>
    <link>http://www.household-budget-made-easy.com/free-family-budgeting-tools.html</link>
    <description>Four great free family budgeting tools to download now.</description>
    <pubDate>Tue, 15 Jun 2010 20:27:27 GMT</pubDate>
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    <title>Jun 14, Making A Budget, How to Achieve Financial Freedom</title>
    <link>http://www.household-budget-made-easy.com/making-a-budget.html</link>
    <description>These ideas on making a budget are the best  ways to manage money.</description>
    <pubDate>Mon, 14 Jun 2010 19:27:52 GMT</pubDate>
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    <title>Jun 9, Three Tips on Saving Money</title>
    <link>http://www.household-budget-made-easy.com/tips-on-saving-money.html</link>
    <description>Three Tips on Saving Money to Get a Bit More Rainy Day Cash in Your Account.</description>
    <pubDate>Wed, 09 Jun 2010 18:13:23 GMT</pubDate>
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    <title>Jun 3, Wedding Calculator, Ideas for Saving Money</title>
    <link>http://www.household-budget-made-easy.com/wedding-calculator.html</link>
    <description>Using a wedding calculator, determine how much matrimony really costs.</description>
    <pubDate>Thu, 03 Jun 2010 00:37:49 GMT</pubDate>
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    <title>Jun 2, Debt Relief Solutions Review, Where to Find Debt Management Information</title>
    <link>http://www.household-budget-made-easy.com/debt-relief-solutions.html</link>
    <description>A review of three debt relief solutions resources.</description>
    <pubDate>Wed, 02 Jun 2010 19:34:26 GMT</pubDate>
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    <title>May 31, Household Budgets Top Blogs</title>
    <link>http://www.household-budget-made-easy.com/household-budget-blog.html#Household-Budgets-Top-Blogs</link>
    <description>Hey, I am featured as a top budget blog -- again.  Pretty cool.  Thank you all for your support and I wish you well in saving money, getting out of debt, and living debt free.  Let me know how I may help.</description>
    <pubDate>Mon, 31 May 2010 18:21:54 GMT</pubDate>
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    <title>May 11, Average Family Budget, Typical Spending Guidelines</title>
    <link>http://www.household-budget-made-easy.com/average-family-budget.html</link>
    <description>These average family budget percentages will give you a guideline for your family budget.</description>
    <pubDate>Tue, 11 May 2010 20:59:48 GMT</pubDate>
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    <title>May 10, Christian Finances</title>
    <link>http://www.household-budget-made-easy.com/christian-finances.html</link>
    <description>With Christian finances, what to do when the ends do not meet.</description>
    <pubDate>Mon, 10 May 2010 18:56:35 GMT</pubDate>
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    <title>May 10, Christian Giving, Cannot Out-Give God</title>
    <link>http://www.household-budget-made-easy.com/christian-giving.html</link>
    <description>With Christian giving, you cannot out-give God.</description>
    <pubDate>Mon, 10 May 2010 18:17:21 GMT</pubDate>
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    <title>May 5, Health Insurance</title>
    <link>http://www.household-budget-made-easy.com/health-insurance.html</link>
    <description> An education on the different types of individual health insurance plans.</description>
    <pubDate>Wed, 05 May 2010 04:22:20 GMT</pubDate>
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    <title>May 4, Teaching Children About Money, Tithes and Offerings</title>
    <link>http://www.household-budget-made-easy.com/teaching-children-about-money.html</link>
    <description>Two powerful ways of teaching children about money.</description>
    <pubDate>Tue, 04 May 2010 21:15:45 GMT</pubDate>
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    <title>Apr 29, Household Budget, Real Financial Freedom</title>
    <link>http://www.household-budget-made-easy.com/household-budget.html</link>
    <description>The Household Budget Made Easy story, helping you develop your personal spending plan with great strategies to save money.</description>
    <pubDate>Thu, 29 Apr 2010 21:05:50 GMT</pubDate>
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    <title>Apr 19, Creating A Household Budget, How to Achieve Financial Freedom</title>
    <link>http://www.household-budget-made-easy.com/index.html</link>
    <description>Here at Household Budget Made Easy, you will learn how to achieve financial freedom with our step by step, encouraging articles on money management.</description>
    <pubDate>Mon, 19 Apr 2010 18:53:27 GMT</pubDate>
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    <title>Apr 12, My Frugal Living Interview</title>
    <link>http://www.household-budget-made-easy.com/household-budget-blog.html#My-Frugal-Living-Interview</link>
    <description>Good Morning All:

&lt;p&gt;Nicole Plescher of &lt;a href=&quot;http://www.cesidebtsolutions.org/CESI/blog/246/&quot; target=&quot;_blank&quot;&gt;CESI Debt Solutions&lt;/a&gt; asked me a few questions regarding how I started out with frugal living.&lt;/p&gt;

Thought you would enjoy a little insight.&lt;/p&gt;

&lt;p&gt;&lt;b&gt;1) What&#39;s your &quot;frugality story?&quot; In other words, how and why did you become frugal?&lt;/b&gt;&lt;/p&gt;

&lt;p&gt;Mine is a simple one.  Twenty five years ago while going to a junior college I used credit cards and got in debt for $2000.  May not seem like much but debt is debt and it hung over my head each month.  I finally got fed up with it, scaled back my spending and paid it off.  Have not looked back since.&lt;/p&gt;

&lt;p&gt;&lt;b&gt;2) What, if anything, tempts you to overspend, and how do you resist?&lt;/b&gt;&lt;/p&gt;

&lt;p&gt;A &quot;good deal&quot;.  Many times after intense bargain hunting and spending I joke that we will go broke tying to save money.  To resist this, I have begun thinking to myself, &quot;Is there something I have that can do the same thing as this thing I want to buy?&quot;  And the big one, &quot;Do I NEED it?&quot;  Works everytime.&lt;/p&gt;

&lt;p&gt;&lt;b&gt;3) What personal finance or frugality habits were the hardest for you to adopt and why?&lt;/b&gt;&lt;/p&gt;

&lt;p&gt;The &quot;Do I need it&quot; explained above.  Because I would think, &quot;Hey I have the money ... why not?&quot;&lt;/p&gt;

&lt;p&gt;&lt;b&gt;4) Have you ever taken frugality too far? How so?&lt;/b&gt;&lt;/p&gt;

&lt;p&gt;Well, maybe one thing.  At one time, I started separating two-ply toilet paper. Hey, are these answers going public?&lt;/p&gt;

&lt;p&gt;&lt;b&gt;5) What resources (blogs, books, websites) would you recommend to someone who&#39;s newly frugal?&lt;/b&gt;&lt;/p&gt;

&lt;p&gt;Any book on saving money.  There is always something to learn.&lt;/p&gt;

&lt;p&gt;&lt;a href=&quot;http://www.household-budget-made-easy.com&quot; target=&quot;_blank&quot;&gt;Household Budget Made Easy&lt;/a&gt; &lt;/p&gt;
&lt;p&gt;&lt;a href=&quot;http://www.stretcher.com&quot; target=&quot;_blank&quot;&gt;Dollar Stretcher&lt;/a&gt; &lt;/p&gt;
&lt;p&gt;&lt;a href=&quot;http://www.crown.org&quot; target=&quot;_blank&quot;&gt;Crown&lt;/a&gt; &lt;/p&gt;
&lt;p&gt;&lt;a href=&quot;http://www.livingonadime.com&quot; target=&quot;_blank&quot;&gt;Living on a Dime&lt;/a&gt;&lt;/p&gt;

OK, folks that is it.  My short frugal living story of how I started out.</description>
    <pubDate>Mon, 12 Apr 2010 21:01:03 GMT</pubDate>
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    <title>Apr 8, Financial Freedom Radio</title>
    <link>http://www.household-budget-made-easy.com/financial-freedom-radio.html</link>
    <description>Financial Freedom Radio -- Podcasts to help you save money, get out of debt, and live.</description>
    <pubDate>Thu, 08 Apr 2010 00:10:12 GMT</pubDate>
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    <title>Mar 31, Christian Financial Struggles, Answers to Christian Finance Questions</title>
    <link>http://www.household-budget-made-easy.com/christian-financial-struggles.html</link>
    <description> Why are Christian financial struggles so prevalent in our culture?</description>
    <pubDate>Wed, 31 Mar 2010 17:46:24 GMT</pubDate>
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    <title>Mar 31, Living on a Budget, Spending Money Wisely</title>
    <link>http://www.household-budget-made-easy.com/living-on-a-budget.html</link>
    <description>Living on a budget with a personal spending plan helps to ensure your financial freedom and protection.</description>
    <pubDate>Wed, 31 Mar 2010 03:08:06 GMT</pubDate>
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    <title>Mar 30, Christian Financial Planning, Answers to Christian Finance Questions</title>
    <link>http://www.household-budget-made-easy.com/christian-financial-planning.html</link>
    <description>Sound Christian financial planning starts with the stability found in Scripture.</description>
    <pubDate>Tue, 30 Mar 2010 23:31:20 GMT</pubDate>
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    <title>Mar 29, Money Saving Tips for Military Families</title>
    <link>http://www.household-budget-made-easy.com/money-saving-tips-for-military-families-1.html</link>
    <description>These money saving tips for military families will help you stretch your dollar while serving your country.</description>
    <pubDate>Mon, 29 Mar 2010 20:37:51 GMT</pubDate>
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    <title>Mar 29, Money Saving Tips for Military Families</title>
    <link>http://www.household-budget-made-easy.com/money-saving-tips-for-military-families-2.html</link>
    <description>These money saving tips for military families will help you stretch your dollar while serving your country.</description>
    <pubDate>Mon, 29 Mar 2010 20:35:59 GMT</pubDate>
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    <title>Mar 19, Living Debt Free, Answers to Christian Finance Questions </title>
    <link>http://www.household-budget-made-easy.com/living-debt-free.html</link>
    <description>Is not living debt free a sin?</description>
    <pubDate>Fri, 19 Mar 2010 23:26:33 GMT</pubDate>
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    <title>Mar 19,  Tithes and Offerings, Answers to Christian Finance Questions</title>
    <link>http://www.household-budget-made-easy.com/tithes-and-offerings.html</link>
    <description> Tithes and Offerings:  What They Are, and How They Impact the Christian Life</description>
    <pubDate>Fri, 19 Mar 2010 05:21:03 GMT</pubDate>
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    <title>Mar 11,  Filing Personal Bankruptcy, Answers to Christian Finance Questions</title>
    <link>http://www.household-budget-made-easy.com/filing-personal-bankruptcy.html</link>
    <description>Should filing personal bankruptcy be an option for Christians?  What does the Bible say?</description>
    <pubDate>Thu, 11 Mar 2010 22:58:30 GMT</pubDate>
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    <title>Mar 3, Learn to Invest Money, Personal Finance Budgeting</title>
    <link>http://www.household-budget-made-easy.com/learn-to-invest-money.html</link>
    <description>Learn to invest money in the stock market without compromising your values.</description>
    <pubDate>Wed, 03 Mar 2010 00:51:53 GMT</pubDate>
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    <title>Feb 18, The Financial Coaching Solution, Help With Budgeting Finances</title>
    <link>http://www.household-budget-made-easy.com/financial-coaching.html</link>
    <description>Our financial coaching reduces money stress and helps you live debt free.</description>
    <pubDate>Thu, 18 Feb 2010 00:11:45 GMT</pubDate>
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    <title>Feb 15, Non Profit Debt Consolidation</title>
    <link>http://www.household-budget-made-easy.com/non-profit-debt-consolidation.html</link>
    <description>Non profit debt consolidation companies:  Benefits and downsides</description>
    <pubDate>Mon, 15 Feb 2010 16:35:29 GMT</pubDate>
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    <title>Feb 9, Easiest Ways to Save Money, Frugal Living Tips</title>
    <link>http://www.household-budget-made-easy.com/easiest-ways-to-save-money.html</link>
    <description>The easiest ways to save money are here to help with living on a budget.</description>
    <pubDate>Tue, 09 Feb 2010 00:03:54 GMT</pubDate>
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    <title>Feb 9, Money Saving Techniques, 4 Doable Frugal Spending Ideas</title>
    <link>http://www.household-budget-made-easy.com/money-saving-techniques.html</link>
    <description>4 money saving techniques that are tried and proven.  Try one now.</description>
    <pubDate>Tue, 09 Feb 2010 00:02:44 GMT</pubDate>
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    <title>Feb 9, Creative Ways to Save Money, Tips on Budgeting</title>
    <link>http://www.household-budget-made-easy.com/creative-ways-to-save-money.html</link>
    <description>These creative ways to save money will help you in creating a personal budget.</description>
    <pubDate>Tue, 09 Feb 2010 00:00:49 GMT</pubDate>
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    <title>Feb 8, Cheap Gas Locator, Creative Ways to Save Money</title>
    <link>http://www.household-budget-made-easy.com/cheap-gas-locator.html</link>
    <description>Our cheap gas locator ideas will save you money and time.</description>
    <pubDate>Mon, 08 Feb 2010 23:54:18 GMT</pubDate>
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    <title>Feb 8, Family Vacation Ideas, Smart Ways to Save Money</title>
    <link>http://www.household-budget-made-easy.com/family-vacation-ideas.html</link>
    <description>These family vacation ideas are a great way to help when budgeting finances.</description>
    <pubDate>Mon, 08 Feb 2010 23:51:14 GMT</pubDate>
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    <title>Feb 8, Grocery Coupon Savings, Saving Money on Food</title>
    <link>http://www.household-budget-made-easy.com/grocery-coupon-savings.html</link>
    <description>These grocery coupon savings can be had by you now!</description>
    <pubDate>Mon, 08 Feb 2010 23:49:27 GMT</pubDate>
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    <title>Feb 8, Saving Money on Groceries, Frugal Grocery Shopping</title>
    <link>http://www.household-budget-made-easy.com/saving-money-on-groceries.html</link>
    <description>Saving money on groceries is easy with these practical money saving tips.</description>
    <pubDate>Mon, 08 Feb 2010 23:45:28 GMT</pubDate>
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    <title>Feb 8, Frugal Meals When Eating Out, Practical Money Saving Tips</title>
    <link>http://www.household-budget-made-easy.com/frugal-meals.html</link>
    <description>Having frugal meals when eating out is easy with these practical money saving tips.</description>
    <pubDate>Mon, 08 Feb 2010 23:32:59 GMT</pubDate>
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    <title>Feb 8, Saving Money With Coupons, Money Saving Techniques</title>
    <link>http://www.household-budget-made-easy.com/saving-money-with-coupons.html</link>
    <description>Sometimes saving money with coupons does not always work.  Here are some alternative frugal living ideas.</description>
    <pubDate>Mon, 08 Feb 2010 23:29:12 GMT</pubDate>
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    <title>Feb 8, Saving Money on Groceries, Practical Money Saving Tips</title>
    <link>http://www.household-budget-made-easy.com/saving-money-on-groceries-2.html</link>
    <description>These ideas for saving money on groceries are easy to start.</description>
    <pubDate>Mon, 08 Feb 2010 23:19:57 GMT</pubDate>
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    <title>Feb 8, Saving Money Ideas, 5 Doable Frugal Spending Ideas</title>
    <link>http://www.household-budget-made-easy.com/saving-money-ideas.html</link>
    <description>Try saving money ideas that are easy and proven to work.</description>
    <pubDate>Mon, 08 Feb 2010 23:13:48 GMT</pubDate>
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    <title>Feb 8, Practical Money Saving Tips, Budgeting Money for Less Spending</title>
    <link>http://www.household-budget-made-easy.com/practical-money-saving-tips.html</link>
    <description>These practical money saving tips will guide you to less spending.</description>
    <pubDate>Mon, 08 Feb 2010 23:09:15 GMT</pubDate>
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    <title>Feb 8, Making Home Repairs Yourself, Practical Money Saving Tips</title>
    <link>http://www.household-budget-made-easy.com/home-repairs-yourself.html</link>
    <description>Making home repairs yourself is easy with this do it yourself home repairs checklist.</description>
    <pubDate>Mon, 08 Feb 2010 22:59:16 GMT</pubDate>
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    <title>Feb 8, Grocery Store Coupons, Saving Money on Food</title>
    <link>http://www.household-budget-made-easy.com/grocery-store-coupons.html</link>
    <description>Using grocery store coupons is one of our many great tips on budgeting.  Check out these ideas!</description>
    <pubDate>Mon, 08 Feb 2010 22:54:03 GMT</pubDate>
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    <title>Feb 8, Computer Virus Information, Free Internet Protection Ideas</title>
    <link>http://www.household-budget-made-easy.com/computer-virus-information.html</link>
    <description>This free computer virus information shows you how to protect your family and data and are also smart ways to save money.</description>
    <pubDate>Mon, 08 Feb 2010 22:29:34 GMT</pubDate>
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